News

Average Emergency Medical Assistance Claim Over €4,000

Average Emergency Medical Assistance Claim Over €4,000

The average emergency medical assistance expense claim in 2016 across 115 countries travelled to by Irish holidaymakers was €4,482 – but claims made for assistance in the USA averaged €19,049, according to Allianz Global Assistance in Ireland.

However, analysis of emergency medical expenses in the top 10 most claimed against countries by the holidaymakers from Ireland saw this rise to over €4,717.

Tourists from Ireland who went to Spain made the most claims, accounting for over 30% of the top 10 claims by country. This was followed by the USA, France, Portugal and Thailand.

Roland Hesse, Managing Director, Allianz Worldwide Partners in Ireland, said: “Unfortunately, policyholders often underestimate the cost of medical treatment abroad. We are aware of a medical assistance claim for a policyholder in the USA where the current estimated cost is nearly €90,000. While claims of this magnitude occur only infrequently, it is reassuring to know that your travel insurance policy provides the protection to cover such potential life changing events.

“Most countries do not offer the equivalent of the Health Service Executive and a lot of treatment is private. In addition, the cost of repatriation is an often-overlooked expense that could easily run into thousands. Even if a policyholder has a European Health Insurance Card, this will not cover all costs.

“That said, holidaymakers travelling to Europe should make sure they have a free EHIC, which allows them to go to a GP or state-run hospital within the EU and receive treatment like a local. Everyone who is travelling should have one, including children, but they do go out of date, so check the HSE website to renew it for free. However the EHIC is not a replacement for insurance, it’s an added extra – and, of course, it won’t help those travelling further afield. In addition, it is vital that anyone with an existing medical condition declares it at the time of purchase, otherwise they may not be covered.

“Worryingly, over one in four holidaymakers have said they would risk travelling abroad without any travel insurance, leaving them and their loved ones potentially vulnerable to unexpected and significant medical costs. It is easy to think the worst won’t happen, but unfortunately sometimes it does and proper insurance cover offers the support people need in an emergency. For a small investment, people can get the cover they need and travel safe in the knowledge that they are protected should the worst happen.”

Top Country Percentage Average medical claims cost in Euros
1 SPAIN 30.4% 3,580
2 USA 11.8% 19,757
3 FRANCE 6.9% 2,448
4 PORTUGAL 5.5% 7,921
5 THAILAND 4.2% 2,180
6 UK 4.0% 2,008
7 TURKEY 3.5% 2,950
8 GREECE 3.1% 1,153
9 AUSTRIA 2.7% 3,583
10 GERMANY 2.4% 1,595
Average Cost of Medical Claim: 4,717.50
Click to add a comment

Leave a Reply

Your email address will not be published. Required fields are marked *

News

NEIL STEEDMAN has been a trade journalist, copywriter, editor and proofreader for 50 years, and News & Features Editor for ‘Irish Travel Trade News’ for the past 40 years.

More in News

Job Opportunities

Click&Go to Appoint Product Executive to Support Head of Product

Neil SteedmanJanuary 18, 2018
Royal Caribbean International Myers-Briggs Company

Royal Caribbean International Teams Up with CPP-The Myers-Briggs Company

Neil SteedmanJanuary 17, 2018
Cork Airport Cork Travel Fair

Two-Day Cork Travel Fair in February

Neil SteedmanJanuary 17, 2018
Audrey Italy

Audrey Headon to Represent ‘Discovery Puglia’ and ‘Best Holidays in Italy’

Michael FloodJanuary 17, 2018
IMG_0833

Topflight Drops Worldwide Programme and Madeira for 2018

Michael FloodJanuary 16, 2018
EU PSD2

Irish Travel Agents on PSD2 Card Surcharges Ban

Neil SteedmanJanuary 16, 2018
Artists impression - Brittany Ferries Connemara

Brittany Ferries Announces New Cork-Santander Route

Michael FloodJanuary 16, 2018
Travel Deals

Great Value Travel Deals – 16th January 2018

Sarah SlatteryJanuary 16, 2018
SuperBreak Montenegro

SuperBreak Launches Short-Break Charter Packages from Belfast and Derry

Neil SteedmanJanuary 16, 2018

Copyright © 2016 Belgrave Group Limited, C4 Nutgrove Office Park, Nutgrove Avenue, Rathfarnham, Dublin 14, Ireland